ACCEPT CREDIT CARDS

This is just a partial listing of businesses you can contact to set up a merchant credit card account.  There are alternative services after this chart, followed by the considerations you will need to address...

CC Now
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sales@ccnow.com
Phone: 1-877-CCNOW-77
Wilmington, DelawareŻ 19809
A-AAccess OnLine Payment Systems
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Phone: 1-800-493-2888
Atlanta, GA
AcceptCcards
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Phone: 1-800-804-6360
Randallstown, MD
Advanced Merchant Services
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Phone: 1-877-867-8729
Burlington, CT
CardService Depot
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Local Phone: 1-877-869-9016
Miami, FL
Cardservice International
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Local Phone: (781) 935-5333
Woburn, MA
Cardservice International Texas
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Phone: 1-800-948-6457
Houston, TX
Cardservice of Norcal
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Phone: 1-800-639-5989
CA
CSI Mid-South
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Phone: 1-800-530-2440
Louisville, KY
CyberAuthorize.com
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Phone: 1-800-216-4886
Jacksonville, FL
eCom Merchant Solutions
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Contact by E-Mail
Phone: 1-888-277-3332
Local Phone: (801) 426-5693
Provo, UT
Electronic Commerce International
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Contact by E-Mail
Phone: 1-800-836-9406
Local Phone: (801) 377-2929
Provo, UT
EZ Merchant Accounts
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Phone: 1-800-266-9650
Michigan City, IN
Internet Commerce Consulting
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Phone: 1-888-258-4239
Local Phone: (408) 986-9740
Santa Clara, CA
Internet Media Solutions
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Phone: 1-716-874-9550
Buffalo, NY
Legacy Merchant Service
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Phone: 1-888-290-0617
Houston, TX
Merchant Credit Card Services
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Phone: 1-888-722-9551
Matawan, NJ
Merchant Express
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Phone: 1-888-845-9457
Nashua, NH
NetPay2K International
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Phone: 1-877-638-7292
Mount Airy, MD
Redwood Merchant Service
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Phone: 1-800-939-9942
Santa Rosa, CA
Web Merchant Services
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Phone: 1-877-569-6584
Eureka, CA
Alternative Services
    Use one of these if you want to accept credit cards at your website but do not want to set up a merchant account with a bank.

The resources above are not banks - most of them represent Authorize.net, one of the world's largest credit card processing companies. In those cases, they will set you up with an account through a bank that works with Authorize.net.

However, the best place to start looking for a merchant account is at your local banks. You can have your account set up anywhere, but it may be easier and more cost effective to begin with your local sources. When you call, ask to be connected to "merchant services for new credit card accounts."

If local institutions do not work out, look elsewhere. As long as you have your own checking account, the merchant credit card account can be located in or out of your area.

More information is available at: OnlineOrders.net

ALTERNATIVE SERVICES:

If you do not want to set up a credit card account with a local bank at this point, you can consider alternative services. These are generally free of set up charges and monthly fees, but takes a percentage of every sale. It is a well thought out approach, and may be a good solution for some businesses:

ACCEPTING CREDIT CARDS:  This is what you need to know as you decide where to set up your account:

What is the...?

As you can see, this can add up. Get the phone rep to give you a total for setting up the account, then a total per month cost to you even if you do not make a single sale.

If you do a lot of selling in areas away from a telephone connection, you should inquire whether you can still get one of the older manual swipe machines. Also ask if there is an option for calling in your sales using the telephone, rather than an electronic swipe machine.

If it is possible to use a manual machine rather than purchase [or lease] an electronic terminal, that may be the most attractive option as you start out. You can always upgrade when sales take off.

For more information:
SHOPPING CART COMPARISON CHART
INEXPENSIVE ISP's

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